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āļø Video Notes:
Look, I know like I'm superwoman
and I wear mad hats and all that kind of stuff. And I do some
really awesome stuff, but I don't have the key to fix credit
instantly. Right. Just as a business owner. Right. Just for
anything, any type of thing. Right. As a business owner, if I
had some way to give you exactly what you're looking for, that
overnight process, immediate instant fixed to bad credit,
right? Remove your negative items virtually instantly. Don't
you think I'd give it to you? Or do you think that I've spent
eight years creating 800 videos? Proving that there's no
shortcuts because I want to tell you, no, I wanna tell you what's
hard. I wanna tell you that it's going to take time and energy
and that you're gonna have to put just a fraction of what you
put in to screwing up your credit to fix it. I would have
to say that logically just logically and it's because it's
true right now. Here's the deal. The reason I'm making this video
is because I had a conversation with someone yesterday. I wanna
share this conversation with you because I know that there's so
many people in the same boat with the same thoughts and
expectations, and it's gotta stop. There's no overnight
process. There's no 14 day process. There's no six day
process. There's no 90 day process. You have to put just a
fraction of what you put into initially building it and then
screwing it up and then waiting right. To be able to fix it. And
that's it. Then you can move on with your life. You can move on
and get those mortgages and those vehicles and all these
different things that you want. But first you have to go through
this. There's no going around. There's no going under. You have
to go through. And when you do, you're gonna make it to the
other side. And you're going to be glad that you did it the
right way. Instead of trying to find all of these different
shortcuts that are going to do nothing other than lead you back
to where you started. But now you've wasted time. You've
wasted money and you're further back than where you even
started. Right? Okay. So this phone call I had with this
person yesterday, so they're in a debt settlement program,
whereas they called it a debt management program right now.
They've been in it for however long, 12 months, 24 months. So
normally about what? 24 months. Right. And obviously these
things have to be paid. And just in case you didn't know the way
that that works is that even though they're paid, they don't
come off your credit report. Right. So this person already
knew that he's gotta be important because I have to pay
them. So I don't get sued. Right. And then furthermore,
besides being sued, now I have all these different things, all
these collections in charge offs on my credit report that
obviously I can't even pay to remove because I already paid
them and they're still on there. Right. So they've gotta be
important. They've gotta be on there for a certain reason. So
their question was, why is it going to take an average of
eight months to remove these accounts? Well, Hmm. Why do you
think they're still on there? If they're so inconsequential, why
are they still in there? Why isn't it that you could've just
paid that debt settlement or that debt management or that
debt, whatever program that, that consolidation program, that
it would've just come off at that time. Don't you think it
would've been that simple, but no credit is something where,
unless you have an agreement with them and it only happens
with 2% of companies that you can't even pay to remove these
things from your credit report. Right. So is it important? Hmm.
I would have to say so. Is it gonna take time? Yes, I would
have to say so, because if, again, as a business owner,
there was a way to give my customer or my client. Exactly
what they're looking for. Don't you think that I would give it
to them? Yes, dude. I would give it to you.
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Please watch: "How to Write a Follow-up Dispute Letter to Credit Bureaus"
https://www.youtube.com/watch?v=1VpL5qDQXaM
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