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āļø Video Notes:
What's up tonight, we are going
over the dispute strategy, cheat sheet. And why is this
important? Well, it's the most important aspect to using
factual disputes because it's knowing what to use for each
type of dispute. This cheat sheet will help you get there
because whatever it is, as long as it's not child support or
foreclosure and process, it can be removed. Now, if you wanna
get your own access to this, your own copy so that you can go
over whenever you want, and there's four different slides,
then head down into description and use the link to access it
for just a couple of dollars. Right? So we're gonna go through
this kind of quickly. So we have dispute types and we have
dispute methods for credit bureaus. We're doing regular
mail and, um, sometimes you can fax it all depends on what, uh,
you have access to creditor. We're doing regular mail fax and
certified mail non-credit card collections. We're using
certified mail, unknown collections, like non-credit
cards. We're using the validation of debt to the
collection agency and the simple bureau dispute, section 6 9
inaccurate charge. We're using 6 23 creditor bureau dispute
inaccurate, late payments. We're using 6 23 creditor and simple
bureau dispute, no response to disputes. We have CF complaints,
failure to investigate CF complaints. And guess what? We
have more now pausing there. If this is something that you
really don't care about because there's way too much into it,
then that's fine. Head over to my seven forty.com. Schedule a
call with me and I will see if I can help. Now, let's go back to
this failure to prove ownership. This is another CFB complaint,
failure to legally verify another CFB complaint, but
pausing there, there is very specific timing for these
complaints and it should not ever be on the first round.
Okay? If you're doing it on the first round, you are doing it
incorrectly and you are not going to get the negative item
removed and it's gonna be painted as frivolous with
everybody. Okay? Willful negligence, another CFB
complaint. And you can even add in attorney general. Now the key
to the credits, we're using 6 23 FCR and the FDCPA to get them on
their failure to enter this notice within 30 days from when
they received the first dispute, okay. Asking for a rein
investigation. This is 15 us code 1681 burden approved
Cushman versus TransUnion, 1997. And yes, you're gonna wanna go
over every single page and every single line of this lawsuit so
that you can use it and understand why it is the way it
is. All right, permission to report accounts, section 6 3
bureaus reposession bureaus repos over two years template
and under two years simple bureau dispute. All right, now
we have one more just to go over foreclosures. This is where
you're actually going to choose a few late payment to dispute.
And this is to the bureaus only. And if you know anything about
factual disputes, you're going to know that there are many
methods and strategies for disputing with the credit sweep,
right? But it always comes down to you with factual disputes.
And I've found that with foreclosures, this is the
easiest way to get them removed.
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Please watch: "Dispute & Delete Workshop: Write Perfect Letters to Credit Bureaus"
https://www.youtube.com/watch?v=U8vA5LjzIPw
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